The Lord here is speaking principally about the Second Coming, when he returns in glory and brings history to an end. But each of us experiences that reality personally. We may or may not live until that time, but each one of us will encounter him when our earthly life comes to its end.
In that sense, the parable still speaks to our day-to-day lives. We often say in the Church that it is never too late to convert. No matter how you have lived or what you have done wrong, you always have the opportunity to make the right choice, to be converted, and to receive God’s mercy. Yet Christ warns us that there is a bit of an asterisk beside that statement. No, it is never too late—until you meet him. It is never too late during your life, but your life does, in fact, come to an end. And then it is too late.
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